Purpose-built financial infrastructure for banks, fintechs, cooperatives, and community financial institutions — globally deployed and regulation-ready.
GCiPay is the proprietary financial technology platform of the Green Capital group — a fully integrated, cloud-native suite of financial infrastructure products designed to serve banks, credit unions, microfinance institutions, fintechs, and community financial organisations globally.
Unlike conventional banking software that requires costly licensing, long implementation timelines, and significant in-house technical capability, GCiPay is delivered as a modular, API-first platform — enabling clients to deploy the components they need, when they need them, at a cost structure that works for organisations of all sizes.
Built from the ground up to serve financial institutions across developed and emerging markets, GCiPay combines the reliability of enterprise banking infrastructure with the flexibility and speed of modern cloud-native software engineering.
GCiPay was designed to solve a fundamental problem in financial services: legacy core banking systems are expensive, inflexible, and difficult to modernise. They were built for a world of branches and paper — not for the API-connected, mobile-first, multi-jurisdictional reality of today’s financial landscape.
We have built GCiPay to be the platform we wished existed when we were building our own financial institutions — a modern, modular, cloud-native core that can be deployed rapidly, scaled easily, and extended through our open API layer to connect with any third-party system or regulatory reporting framework.
A fully cloud-native, API-first core banking platform designed for multi-currency, multi-entity, and multi-jurisdiction operation — enabling rapid deployment of new financial products across our group entities.
White-label BaaS infrastructure enabling regulated financial institutions, fintechs, and community banks to launch products on our technology stack without building their own core infrastructure.
A proprietary card scheme and payment processing capability — supporting debit, prepaid, and credit products across domestic and international networks including Visa and Mastercard co-branded programmes.
Multilateral clearing infrastructure supporting ACH, SWIFT, SEPA, and local payment rails — enabling our group entities and partner institutions to settle transactions efficiently across borders.
Mobile-first consumer and business banking application enabling retail clients to access accounts, make payments, apply for products, and manage their finances — deployed across our group entities globally.
A dedicated technology portal for institutional clients, providing access to capital markets services, custody, FX, trade finance, and treasury products through a secure, API-connected interface.
Security and regulatory compliance are foundational to every component of the GCiPay platform — not features bolted on after the fact.
All data in transit and at rest is encrypted using industry-standard protocols — including TLS 1.3 for communications and AES-256 for data storage.
Continuous threat detection and anomaly monitoring across all platform components — with automated alerting, incident response playbooks, and 24/7 security operations.
Multi-factor authentication, role-based access controls, and zero-trust network architecture — ensuring that access to sensitive systems and data is strictly governed and auditable.
GCiPay is designed to meet applicable regulatory requirements across our jurisdictions — including AML/KYC compliance, data protection standards, and financial institution licensing obligations.
GCiPay Core Banking System and Banking as a Service infrastructure are live and operating for group entities and initial external clients.
Rollout of consumer and business banking applications across additional jurisdictions, including enhanced mobile banking features and multi-currency account management.
Launch of the institutional client portal — delivering capital markets, custody, FX, and treasury services through a single integrated interface.
Development of an open finance API ecosystem enabling third-party fintechs, developers, and partners to build on GCiPay infrastructure under a regulated framework.
GCiPay is available to regulated financial institutions, fintechs, development banks, credit unions, and community financial organisations. For enquiries, please visit the GCiPay website or contact us.